Market Watch

January 28, 2012 @ 07:03 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10

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   Robert F. Woodcock, CFP®, ChFC, CLU

 Executive Vice President, Continental Division

 
The AXA Advisors Albany office has been helping individuals and businesses in The Hudson Valley and Greater Capital District achieve their financial goals since 1961. Distinguished by our focus on consultative advice, attention to each client’s specific needs, and a comprehensive selection of product and services capabilities, our firm maintains an established position of leadership in the Northeastern NY and Northwestern New England area.
 
We are proud that we have remained a neighborhood fixture throughout many decades of growth and change. Generations of resident families and businesses have relied on our firm to help provide them with effective financial strategies and personal service. To “give back” to the community that has allowed us to flourish, we support and contribute to our local area in numerous ways, as a branch and as individuals.
 
Beyond our local presence, our firm can offer clients the strength and stability of a premier financial organization. As an affiliate of AXA Financial, a member of the global AXA Group, we can draw upon a statewide and national network of team-based support to help provide well-rounded advice and superior service abilities.
 
Most importantly, it is the people within our firm that continue to steer our reputation as a financial services leader. Our qualified financial professionals represent a broad range of experience, backgrounds and areas of specialty. We emphasize ongoing relationships, so that clients can turn to us for trusted guidance to help address their needs and strategies for realizing their goals over the course of a lifetime.
 
It is this enduring dedication to our community and our clients that is the cornerstone of our success.

 

Newsletters

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

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